Life Events permit managers to change an employee's benefits coverage in the middle of the plan year, when changes would normally be restricted.
If you or your Spouse has given birth to a child or completed the legal adoption of a child within the last 31 days, Child and/or Spouse may be added to employee's covered plans, or employee may elect previously declined coverage for employee and eligible dependents.
If you have married and obtained a legal marriage certificate within the last 31 days, Spouse and Spouse's Children may be added to employee's covered plans, or employee may elect previously declined coverage, or employee and dependents may drop coverage to enroll in Spouse's benefits.
Registered Domestic Partnership
If you have formed a legal Domestic Partnership within the last 31 days, Partner and Partner's Children may be added to employee's covered plans, or employee may elect previously declined coverage, or employee and dependents may drop coverage to enroll in Partner's benefits. (This Life Event type is only available if offered by current benefit carrier)
Divorce / Annulment / Legal Separation
If you have legally separated from your Spouse, ex-Spouse will be removed from coverage. Your Children may be added to your coverage or removed from your coverage to enroll in ex-Spouse's benefits. If you had previously declined coverage, you may elect coverage.
Domestic Partnership Dissolution
If you have legally dissolved your Domestic Partnership, ex-Partner and ex-Partner's Children will be removed from coverage. Your Children may be added to your coverage. If you had previously declined coverage, you may elect coverage. (This Life Event type is only available if offered by current benefit carrier)
Spouse obtains other Employment / Coverage
If Spouse becomes newly eligible for other benefits coverage, Employee, Spouse, and/or Dependents may decline coverage to enroll in Spouse's benefits.
Significant Change in other Coverage
If terms of outside benefits coverage are significantly altered for covered persons in the other plan, you and/or all eligible dependents currently enrolled in the other plan may elect coverage under your employer's plan.
Employee or Dependents Lose other Coverage
If you and/or your eligible dependents have outside benefits coverage and lose eligibility due to loss of spouse's employment or other involuntary means, all eligible persons currently enrolled in the other plan may elect coverage under your employer's plan.
If Dependent becomes newly eligible for coverage by enrolling as a full-time student or experiencing a qualifying disability, dependent may be added to employee's coverage.
If Dependent loses eligibility due to age, marriage, death, or change in student status, dependent will be removed from employee's coverage.
If your Spouse dies, he/she will be removed from your coverage. If you or your eligible dependents were previously covered under your Spouse's coverage, you may elect coverage under your employer's plan.
If your Partner dies, he/she will be removed from employee's coverage. If you or your eligible dependents were previously covered under your Partner's benefits coverage, you may elect coverage under your employer's plan. (This Life Event type is only available if offered by current benefit carrier)
Gain / Lose Medicare / Medicaid Entitlement
If you or your Spouse become eligible for the Federal Medicare or Medicaid system, you may decline coverage under your employer's plan. If you or your Spouse lose Medicare or Medicaid eligibility, you may elect health coverage under your employer's plan.
Use this option to make an administrative change to the designated employee's benefits coverage. This option will allow any change to the employee/dependent elections, using the designated effective date.
If an Employee is newly eligible for one or more plans, use this option to make the initial employee elections for the applicable plans. (This feature is only available during the new enrollment eligibility period.)
Health Savings Account (HSA) Election Change
Employees are permitted to increase or decrease HSA deferral election at any time and for any reason (provided that the employee remains enrolled in a qualified High Deductible Health Plan).
Note: This Life Event type only becomes an available option upon selecting an employee who is currently eligible or will become eligible within the next 30 days.
Transit/Parking FSA Election Change
Employees are permitted to increase or decrease FSA Transportation and/or Parking election at any time and for any reason (provided that the employee remains enrolled in the respective FSA plan).
Note: This Life Event type only becomes an available option upon selecting an employee who is currently eligible or will become eligible within the next 30 days.